The Mortgage Services, Inc. 
We're in this together. 

Call or visit us now !

The Mortgage Services,  
310 S. University Drive, 
Plantation, Fl 33324
NMLS # 375432

"Correspondent Lender of Choice " 

Phone: 954-727-2047

Promptness and Efficiency are our main theme!
Loan Programs
Conventional Loan Programs
 •Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
 •$417,000 mortgage loan limit
 •Secured by government sponsored entities
 •Purchase or refinance 1 to 4 family units

FHA Loan Programs
 •Insured by the Federal Housing Administration
 •Low down payment on a new purchase 3.5 % 
•Refinance up to 95% of your appraised value 
•$100 down HUD home purchase program 
•Streamline with no appraisal if you have existing FHA loan programs

VA Loan Programs
 •ZERO down payment purchase program 
•Forgiving credit requirements 
•Administered by the Department of Veterans Affairs

USDA Loan Programs
 •100% Financing up to the appraised value 
•NO private mortgage insurance 
•NO limit on seller concessions and gifts 
•Flexible credit qualifications 
•No loan amount limitations 
•Purchase Money Program 

Reverse Mortgages
 •Borrower is 62 years old, or older
 •The home is owned free and clear (or has a great deal of equity available in it) 
•There are no tax liens against the property 

The Mortgage Services, Inc
 License # NMLS : 375432
310 S. University Drive,
Plantation, Fl 33324

What is HARP? 

HARP stands for Home Affordable Refinance Program, an initiative from the Federal Housing Finance Agency (FHFA) to assist homeowners whose homes are now worth less than what they owe. And just recently, new enhancements to the program were announced, making refinancing options available again to an estimated one million more homeowners. 

If you are a responsible homeowner but the current marketplace loan-to-value (LTV) requirements and need for a new appraisal have made it difficult or impossible for you to refinance at today's record low interest rates, The Mortgage Services Inc., may be able to help you without needing a new appraisal or meeting previous LTV requirements.